Map Risk.
Scope ledger events, payment-provider dependencies and reconciliation before implementation. Agree authorization, audit evidence, recovery and exception ownership; no architecture guarantees total security or regulatory approval.
Payment Data Boundaries
Map permitted payment data, provider responsibilities and assessor requirements; no certification is asserted.
Keys and Access Ownership
Agree key lifecycle, credentials, access reviews and incident handling for the selected architecture.
Audit Evidence and Retention
Define events, permissions, retention and evidence export with the owner; logs alone do not establish compliance.
Ledger and Failure Testing
Test duplicates, timeouts, reversals, reconciliation gaps and recovery before setting acceptance targets.
Core Armored Solutions
Custom Ledger Infrastructure
Define ledger postings, invariants and source ownership. Test duplicate events, partial failures, reversals, reconciliation and replay before approving operational writes.
Premium Neobank Applications
Scope account access, balance display and permitted payment actions. Confirm provider availability, identity checks, consent and human escalation without implying a banking license.
Open Banking API Gateways
Agree provider contracts, consent scope, credentials, rate limits and data retention. Handle expired access, unavailable APIs and inconsistent responses explicitly.
AI Fraud Mitigation Nodes
Evaluate risk signals with representative data, false-positive/missed-event costs and reviewer thresholds. A model score does not replace authorization or guarantee fraud prevention.
Synthetic Transaction Pipeline Demo
Local animation with synthetic stages and metric values only. No wallet, compliance check, risk decision, ledger entry or payment is executed. Production needs provider approvals, reconciliation and failure testing.
Candidate FinTech Tools — Scope and Access Required
Frontend
- Next.js
- React
- TypeScript
- Tailwind CSS
- React Native
Security
- AES-256
- OAuth 2.0
- JWT
- mTLS
- HashiCorp Vault
Payments
- Stripe
- Plaid
- PayPal SDK
- Apple Pay
- Google Pay
- JazzCash
Backend
- Node.js
- Python
- FastAPI
- PostgreSQL
- Redis Enterprise
AI/ML
- TensorFlow
- PyTorch
- Scikit-learn (fraud detection)
Infrastructure
- AWS KMS
- Docker
- Kubernetes
- Kong API Gateway
Compliance Delivery Cycle
Four scoped stages with evidence, failure testing and release approval; no absolute-security guarantee.
Threat Modeling & Scope
Map threat/data boundaries, provider dependencies, permitted actions and owner/assessor requirements before agreeing deliverables.
- Threat and Data Map
- Provider Boundaries
- Acceptance Scope
Ledger and Integration Development
Implement selected postings and APIs with idempotency, access checks and an explicit audit/retention design.
- Scoped Ledger API
- Access Tests
- Reconciliation Rules
Pen Testing & Security Audit
Use authorized test assets and synthetic data to assess failures, auditability and selected security risks; record unresolved findings.
- Failure Test Evidence
- Scoped Risk Report
- Retest Notes
Rehearsed Release and Handover
Pilot provider integrations, reconcile records and rehearse rollback/recovery. Name monitoring, exception and incident owners.
- Release and Rollback
- Runbook
- Operating Ownership
Frequently Asked Questions
Scope Financial Workflows and Their Failure Paths.
Agree providers, ledger ownership, data permissions, reconciliation and acceptance with your decision owner.